Guaranteed issue life insurance, also known as guaranteed acceptance life insurance, is a life insurance policy with no mandatory health qualifications. The only difference between other types of life insurance and guaranteed life insurance is that with this type of insurance, the insurance company cannot deny an applicant coverage as long as they can afford to pay the premiums.

Recent statistics show that around 60 percent of people who don’t buy life insurance cite its expense, as well as the requirement of a medical team as their reasons. But considering the high-stress lifestyle as well as the plethora of factors one is vulnerable to, not having life insurance is ill-advised.

Although nursing home facilities can be a very expensive option for seniors, it is often the only choice. The health and safety of aged individuals are compromised by living alone and such facilities have skilled nurses and essential arrangements to ensure their comfort and security. It is definitely more cost effective to engage a nursing home’s services rather than a full-time private nurse.

Amyloidosis is a rare condition that develops when there is a substance i.e. amyloid in the organs. The substance is an abnormal protein that gets produced in the bone marrow and goes on to get deposited in different organs and tissues of the body. In different people, amyloidosis can affect different organs in the body.

Shopping for insurance can be a daunting experience, especially if deal breakers, like a medical exam, are a part of it. Although there are certain insurers that offer guaranteed life insurance without medical underwriting, they may not be suitable for everyone. Naturally, there are a lot of things that need to be scrutinized before settling on a guaranteed life insurance plan.  Some of the key pros and cons are:

Nursing homes are a great way to care for aged family members especially when they need specialized care that cannot be given by family members at home. These facilities offer extensive care that is designed keeping each patient’s medical and emotional needs in mind. There are different kinds of care that nursing homes facilitate, including custodial care and skilled care.

A memory care facility is designed to meet the specific needs of people who are suffering from Alzheimer’s disease or dementia. Care programs include a full-time staff trained to provide specialized care. These facilities devote time and resources to serve and take care of people suffering from different stages of common memory disorders.

Aging is a natural phenomenon and the signs of aging become visible with time and are irreversible. The physical signs of aging are more prominent than the mental ones; the person starts becoming slower, their mobility becomes restricted, they face digestive issues, and wrinkles start appearing on the surface of the skin.

It is estimated that nearly 48 million people in the country have some form of hearing loss, and it is particularly prominent among older adults. About 30% of people between the age of 65 and 74 have reported difficulty in hearing. According to the National Institute of Deafness and Other Communication Disorders, this number rises to almost half in people above the age of 75.

There’s nothing more fulfilling than spending one’s golden years in their home. However, it might be unsafe to leave seniors facing health issues alone, especially if they live far away from their family. As a family member or friend, you might want to extend all the emotional and physical support to make them comfortable, but certain situations, especially the ones involving dementia or severe mobility complications demand professional care.

Assisted living is a long term care service provided to the elders who are unable to get the required care at home for various reasons. Assisted living consists of a combination of housing services along with health and personal care, crafted for the elderly to meet their specific needs. Some of these requirements also include assistance with normal daily activities.

Approximately 48 million people in the country are dealing with some form of hearing loss. A majority of this statistic includes elderly individuals. Some studies have demonstrated the link between deafness and other health problems such as a slump in concentration and memory, depression, and in some cases even dementia.