An overview of annuity- Types, facts, and service providers An annuity is an insurance product through which you obtain regular disbursements after paying a series of payments for a specified time. Many use it as a part of their retirement strategy for a guaranteed retirement income. If you have also decided to put some of your savings into an annuity to secure your life post-retirement, you should know the ins and outs of this insurance product for rewarding results.

In the current economy, when the inflation is high and products are becoming expensive day by day, a retirement plan has become a necessity. A good monthly income in the form of a pension is recommended in order to have a good financial support system. Post-retirement the sources of income become limited; hence, it becomes difficult for people to cope with inflation.

Annuity – The best investment option for retirement Saving money for the future has always been a wonderful and intelligent way to manage finances. There are many options available to save the current earnings and income for a better and stable financial retirement. One of them is annuities which is a sure process and method to plan healthy retirement.

A guide to investing in annuity plans Guaranteed income during retirement is something that many people dream of. Hence annuity plans have many takers. An annuity is a contract between an individual and an insurance provider in which the former will make a lump sum payment and will get a steady income after retirement.

The most profitable small business ideas in the country Small businesses are the best way to start a career in the business domain. These are more profitable than other businesses. Small businesses are also considered the backbone of the country, as they generate employment for millions of people across the country.

A guide to starting a small business from home Are you thinking of gaining financial independence? Have you always thought about utilizing your free time at home better? Well, if the answer is yes, you can start a small business right in the comfort of your home with your own ideas.

An overview of exchange-traded funds and mutual funds Two common pieces of financial advice, which few people follow, are having a diversified portfolio and investing in stocks. Only about 17% of people in the country listed stocks as the ideal way to invest money they don’t need for a while, whereas 30% cited real estate, and 23% preferred investments in cash.

Investors in the country often turn to mutual funds and/or exchange-traded funds (ETFs) for their financial goals and to save for retirement. Although both these funds have similarities, they have their set of differences. Understanding both help in better investments and a diversified portfolio. Mutual funds are investments made using money that is collected from various investors.

Coupons for discounts on online grocery shopping On an average, a family in the country spends somewhere between $400 to $1,500 on groceries, skincare products, apparels, bathroom and kitchen necessities, and basic entertainment every month. You can obviously sacrifice and bring down the cost by cutting on high-end products, but you inevitably cannot compromise on your diet and hygiene.

The best websites to get grocery coupons Going digital has become a necessity in this era when everything is done on a digital platform. Technology has gifted us with several digital benefits that include storing of data, images, and memories, transfer of funds, shopping, etc. Stepping into this digital era has helped make this world a smaller place for us, as we can now reach out to friends in distant lands, get in touch immediately, work at our convenience, etc.

Top 10 dessert recipes for winters Dessert being the last course in most cuisines around the world, it is crucial to get it right. It is the concluding meal and needs to be delicious to create a lasting impression. The name dessert is supposed to have originated from the French language.

Effective nasal congestion treatments People experience nasal congestion from time to time. It can happen because of various reasons; change of weather, allergic reactions, and cold and flu are some of the common reasons for the same. Our body is quite capable of treating such an ailment on its own, but if you need a little nudge in the direction of a speedy recovery, you should look out for congestion treatments.