Sacramento is one of the most expensive cities in the country. Here, even cab drivers pay $260 more for auto insurance than the rest of the state of California. The average rate of insurance in Sacramento is around $2,074 annually while it is roughly $1,783 in the rest of California.
It is difficult to find cheap auto insurance in Sacramento. Let’s see how one can make this task easier:
- Nationwide is the best provider who quotes an average rate of around $912. In comparison to the rest of California, auto insurance in Sacramento was 11% cheaper. Drivers can also find affordable rates at Century National.
The rates of insurance depend on the vehicle you are driving, your age, your driving records, etc. Car insurance for men around the age of 20 is more than that for women. Insurance for men and women between the ages of 30 to 70 is steady for both genders.
The best way of getting the best deals is to compare the rates of multiple auto insurance providers. These rates differ between various state and cities. Auto insurance gets expensive annually, even if you find a low-cost provider. By getting quotes from different sources, you can make an informed decision. The cheapest insurance plan isn’t necessarily the best one.You need to choose an insurance plan according to your needs. You can spend extra for better customer satisfaction, convenient policy, flexible policies, etc. Even if you look at insurance quotes online, you should purchase the insurance plan through an agent.
Accidents in an area may increase the cost of the insurance for that locality as the company has to pay large claims. In California, you need to have specific insurance coverage which is on the lower end of the scale. However, Sacramento has a higher limit. If your car has a value of more than $2000, then you need a comprehensive insurance policy with collision protection. If you have comprehensive and collision insurance, then you do not need to purchase the uninsured motorist property damage coverage. Sacramento stands at number 113 of the list of most expensive places to get auto insurance. Sacramento residents pay 17% lesser premium than the state average. However, it is still quite high as compared to the national average. The average auto insurance rate is around $1486 per year in Sacramento, whereas the national average is roughly $900.
The top auto insurers in Sacramento are GEICO Insurance, Direct Auto & Life Insurance, State Farm, Arrowhead Insurance Agency, Allstate Insurance Company, Progressive Commercial, RVinsurance.com, and Esurance.
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