There are many companies operating in Texas which offers attractive APR online. Below are few companies listed with their highlights: LendingClub: Maximum Amount of $40,000 with APR ranging from 5.99% to 35.99%. Best APR will be available for the best credit scores. They are bit stingier on loan approval. Available in 48 states including Texas.

Retirement is one of the aspects that one is supposed to plan thoroughly and absolutely make sure that in a time with no employment all the needs and requirements are made with no difficulty in the process. And for this purpose, there are several retirement plans available in the market which allow you to save up your income with various benefits involved.

Selling gold has to be done appropriately to ensure that you are selling at the right place in exchange for the right cash value. While the amounts may not be large but just a small amount of dollars, taking precautions to go through the right channels when parting with your gold is crucial.

There are usually gaps in a policy holder’s medical or dental coverage. Supplementary insurance is the insurance that a policyholder purchases in order to fill in that gap. When you’re annual spending is reached, then gaps can occur in your coverage. Many health plans do not include dental insurance as part of the plan hence most of the time dental insurance itself is acquired as a supplementary policy.

The very thought of summer makes us think of vacations, trips, and relaxation. It is the same for many Americans who want to enjoy themselves during the summer after a long and dreary bout of winter. As you book flight tickets and hotel rooms, there also comes a time when you have to decide if you want to purchase travel insurance in order to protect your trip.

A reverse mortgage can be understood of as a kind of home equity loan for older homeowners which also does not require mortgage payments every month. The loan is repaid when the borrower moves out or happens to die. Reverse mortgage for seniors acts as a good retirement plan nowadays and is also considered to be one last source of income.

Employee benefits in companies have evolved over time. Nowadays companies are keen on keeping their employees satisfied and a great way to have satisfied employees is when the company provides good medical and dental insurance plans. It is very important and plays a key factor in assuring job satisfaction for the employee.

There  are certain things that one needs to keep in mind in order to maximize savings in bank account. Never pay monthly maintenance fees as it tends to eat up the major chunk of the interest earned. It is better to shift to online banks which charge you no monthly fees and no minimum deposit.

An unsecured loan is a loan approved and supported only on the basis of the borrower’s creditworthiness without the need for collateral. In this type of loan, a borrower does not pledge any property (such as a house or a car) as collateral for the loan which is a generic method of reinforcing security for a lender providing the loan.

Medicare refers to the health insurance plan created by the Federal government back in 1965. It consists of two parts – Medicare Part A (hospital coverage) and Medicare Part B (medical coverage). For Medicare to cover your health care services, you need to ensure that you receive treatment from doctors or hospitals approved by Medicare.

Launched by the Federal Housing Finance Agency or FHA in the United States in the year 2009, the HARP – Home Affordable Refinance Program – is a home loan initiative targeted specifically at homeowners who have negative equity and are looking for options to refinance their mortgages. That is, for those people who own property and are continuing to pay the regular mortgage and the property has a value below the outstanding balance on the mortgage that was used to purchase it.

Travelers on a cruise usually sign up for a travel and cruise insurance cover despite the exorbitant rates just because they do not want to ruin their holiday because of any form of emergency or mishaps. While the chances of such occurrences are low, the consequences if you run into a glitch can cost you more and be daunting if you are not insured.